
You MUST pre-notify your treatment with Point Comfort prior to your visit. You can learn more about this Pre-Notification process here!
If you need to seek medical care, follow the guidance below:
Find in-network doctors and pharmacies below:

Your insurance plan includes Teladoc, allowing you to meet with a doctor via phone, web, or mobile app! This should be your first choice when seeking treatment for non-emergency conditions.
Learn more about the program through our Teladoc page.Learn more about finding providers and seeking treatment below.
Yes! Before seeking medical care, you must pre-notify PCU about your visit, or it will not be covered. You can do this online or by contacting PCU’s assistance team via phone:
If your condition is life-threatening or an emergency, you must call within 24 hours of the incident (unless you are unconscious). Someone else can do this for you on your behalf.
Once you have completed the pre-notification form online or called the assistance team, you will receive a pre-notification confirmation/receipt and guidance on where to seek care.
You can learn more about the Pre-Notification process here!Yes, in addition to Pre-Notification, the following services must always be Pre-Certified with the insurance company.
* Inpatient care * Any Surgery or Surgical Procedure * Care in an Extended Care Facility * Home Nursing Care * Durable Medical Equipment * Computerized Tomography (CAT Scan) * Magnetic Resonance Imaging (MRI) * Ultrasound * Positron emission tomography (PET) * Chemotherapy/Radiation Therapy * Interfacility Ambulance Transfer * Inpatient Treatment of Mental Health Disorders * Specialty Medications * Physical Therapy
If the services are not Pre-Certified, they will be denied for coverage. To Pre-Certify, the medical facility can contact PCU directly using the contact details below.
For assistance finding in-network doctors, hospitals, or pharmacies, please contact Point Comfort directly for assistance. The contact details can be found on your insurance ID card.
You are required to go to an in-network provider. If you visit an out-of-network provider, your visit will be denied for coverage, and you will be responsible for paying the full amount of the visit.
By going in-network, the provider will be able to bill Point Comfort directly, so you won’t need to pay for your visit upfront. In-network providers are contracted with your insurance plan, so the visit will generally be less expensive than if you were to visit an out-of-network provider.
Yes — you are required to complete the Claimant Questionnaire once per injury or illness. You can do this through the online claims submission portal, and can view more about how to submit your claim through the Claim Center.
Within 24 hours of actually seeking medical care, you will need to submit the following documents to Point Comfort:
Toll-Free (833) 483-0001
Direct +1 (317) 210 2010