Coronavirus (COVID-19) Information
With the Coronavirus (COVID-19) pandemic, we would like to provide you with details about your insurance coverage
and some practical information and advice on seeking medical care.
Watch our COVID-19 video and download important information below:
Am I Covered?
COVID-19 Treatment - Your international insurance plan provides treatment for the Coronavirus
Disease (COVID-19), the same as any other illness, as long as it is not contracted prior to the start date of your
insurance plan and does not fall within any other policy exclusion or limitation.
- Testing for COVID-19 is included in your insurance plan when it is medically
necessary because you are showing signs and symptoms of COVID-19
and must be ordered by your treating physician. Elective testing, testing when you have no signs or symptoms of
COVID-19, and the antibody test are not covered. There are free testing sites in the USA that you can visit if you
wish to have an elective test - you can find testing sites near you here
If you are exhibiting any of the signs or symptoms of COVID-19, the recommendation is to:
- Stay at home and self-isolate
For mild symptoms, call your healthcare provider and inform them, but DO NOT visit their offices (to
avoid spreading the disease).
If you feel worse, keep your healthcare provider informed and in an emergency, make your way to the
nearest emergency room or call 911.
- Visiting your Doctor or Hospital
Call ahead, inform them you think you have COVID-19, and ask them what to do. They will make
preparations and direct you to the correct place.
- Telemedicine Visit
If you cannot visit a provider, you can obtain treatment from a Telemedicine provider virtually and your
plan will reimburse eligible charges. Please visit your Student Zone’s seeking treatment page for more
For full advice and information, please visit the CDC’s website for details .
Does my Insurance Cover the COVID Vaccine?
Your health insurance plan is designed to pay your medical bills when you are sick or injured, but it will not
cover wellness or preventative care like vaccinations. The COVID vaccine will not be covered by your plan in the
same way that the flu vaccine or any other type of vaccine will be excluded. While you are welcome to receive
the vaccine as it becomes available, you’ll be responsible to pay the entire cost out of pocket.
If you need further help or advice, please visit your Student Zone for further details and contact us directly with
any questions or concerns you may have. You can also find accurate and updated information from the CDC .
This overview is offered for informational purposes only, and in no way supersedes or alters the insurance
contract, which is the sole source of all terms, benefits, exclusions and limitations. You can find a copy
of your insurance certificate in your Student Zone. Updated on February 16th, 2021.