When seeking in-person medical treatment, we suggest using your plans network to find doctors in your area. Inside the United States, your plan uses the First Health Network and outside of the United States, you’ll have access to IMG’s international provider network.
Remember
∙ Urgent Care Centers and Walk-In Clinics are often the best places to seek medical
care quickly and
you will pay less out-of-pocket.
∙ Only use the Emergency Room (ER) in emergency situations. Your plan may include an
additional ER
deductible that you will have to pay if you seek treatment at the Emergency Room.
You can start your search for doctors in your area below:
Pre-Certification
There are a number of services that require pre-certification, such as a surgery, emergency evacuation, emergency reunion and any hospital admissions. Please see your certificate for full details and make sure to call the number on your insurance ID card within 48 hours or as soon as possible or there will be a reduction in benefits.