Dental and Vision Insurance

As a cultural exchange and youth travel participant in the USA, many of the plans are not designed to cover you for regular dental and vision visits and checkups. If you are in the USA for a longer term program, there may be instances where you might need this coverage and would like to purchase additional coverage. We have a few options available for you:

Discount Dental Plans

Discount dental plans are not insurance plans, but they offer you the ability to lower your dental cost. When you purchase a discount dental plan, your plan will have a pre-set list of doctors you can visit (most plans have very extensive provider lists) and then those doctors will only charge you the pre-defined costs for each procedure, as listed in your plan.

For more information about discount dental plans, and to search a variety of plans, please click on the banner below to learn more:

Dental Insurance

Through our partner, Ameritas, we are now able to offer various dental insurance plans for internationals who are located in the USA. You can see the options available here:

Lite

Budget Friendly
Maximum benefit $750 day one and $1,500 after one year
Preventative coverage starting at 90%

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Boost

Family Friendly
Maximum benefit $1,500 day one and $2,000 after one year
Includes children orthodontia

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Complete

Highest level
Maximum benefit $2,500 day one and $3,000 after one year
100% Preventative coverage and includes hearing exam coverage

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Dental Network: Policyholders can visit any dentist and family members do not need to visit the same provider. Find a Classic (PPO) network provider at ameritas.com — Find a Dental Provider .

Vision Insurance

Also through Ameritas, international based in the USA can also purchase vision insurance, to cover the cost of their vision expenses. You can see the options available here:

Select

Budget Level
Eye Exams every 12 months | $25 deductible
Lenses and frames covered every 24 months
Contacts covered up to $130

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Choice

Elite Level
Eye Exams every 12 months | $10 deductible
Lenses and frames covered every 12 months
Contacts covered up to $150

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Basic

This plan is only offered in the states of MA, MT, RI and WA
Eye Exams every 12 months | $10 deductible
Lenses covered every 12 months and frames every 24 months.
Contacts covered up to $100

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Vision Network — Select: EyeMed offers one of the largest vision networks in the nation with a mix of independent providers and retail chains. Find EyeMed Access network providers at Eyemed.com

Vision Network — Choice: VSP offers the nation’s largest network of independent providers. Find VSP network providers at vsp.com

For the dental and vision insurance:

Purchase

You can purchase coverage through the widget above, and process your payment right online. Plans are available in monthly payments and can start as soon as the next day of purchase. A minimum purchase of three months is required.

Cancellation

Plans can be canceled prior to the start date for a full refund. After the start date, the plan can be canceled at any time after 90 days of coverage. To cancel, we'll need a written request sent to info@internationalstudentinsurance.com 5 days prior to the next monthly premium due date.

Questions

Please contact info@internationalstudentinsurance.com with any questions

Benefits	Lite	Boost	Complete
Network	Dentist Search
Dental Maximum Per person per year	$750 from day one $1,500 after year one	$1,000 from day one $2,000 after year one	$2,000 from day one $2,500 after year one
Preventative Plus	Included
Deductible Per person per year	$0 (Type 1) $50 (Type 2 & 3)
Preventative (Type 1) Exams, cleanings	100% in-network 70% out-of-network	100% in-network 80% out-of-network	100% in-network 90% out-of-network
Basic (Type 2)	Bitewing X-rays, fluoride (up to age 16), sealants, space maintainers, fillings From day one: 50% in-network 25% out-of-network After year one: 80% in-network 40% out-of-network	Fillings, simple extractions From day one: 65% in-network 45% out-of-network After year one: 80% in-network 60% out-of-network	Fillings, simple extractions From day one: 80% in-network 70% out-of-network After year one: 90% in-network 80% out-of-network
Major (Type 3)	Panoramic X-rays, simple extractions, oral surgery, root canals (endodontics), gum disease treatment (periodontics), crowns, bridges, dentures From day one: 10% in-network 5% out-of-network After year one: 20% in-network 10% out-of-network	Panoramic X-rays, oral surgery, root canals (endodontics), gum disease treatment (periodontics), crowns, bridges, dentures, implants, teeth-whitening From day one: 20% in-network 10% out-of-network After year one: 50% in-network 30% out-of-network	Panoramic X-rays, oral surgery, root canals (endodontics), gum disease treatment (periodontics), crowns, bridges, dentures, implants From day one: 20% in-network 15% out-of-network After year one: 50% in-network 40% out-of-network
Child Orthodontia Under 19 years old Lifetime maximum per person	No coverage	$1,000 maximum From day one: 15% Coverage After year one: 50% coverage	No coverage
Annual hearing exam	No coverage	No coverage	$75 maximum
Hearing aid benefit per ear Not available in NH	No coverage	No coverage	$200 day 1 $300 after year 1 $400 after year 2
Preventative Plus Type 1 Preventive procedures are not deducted from the plan’s annual maximum benefit. This saves all of the annual benefit to help pay for more expensive Basic and Major procedures. Not available for FL residents.

Benefits	Select		Choice		Basic
Benefits	In-network	Out-of-network	In-network	Out-of-network	No network restrictions
Network	Eyemed		VSP		This plan is only offered in the states of MA, MT, RI and WA
Eye Exam	Every 12 months		Every 12 months		Every 12 months
Lenses	Every 24 months		Every 12 months		Every 12 months
Up to $130	Up to $70	Up to $150	Up to $70	Up to $100
Frames	Every 24 months		Every 12 months		Every 24 months
Frames	Up to $130	Up to $70	Up to $150	Up to $70	Up to $65
Contacts (in lieu of glasses)	Every 24 months		Every 12 months		Every 12 months
Contacts (in lieu of glasses)	Up to $130	Up to $70	Up to $150	Up to $70	Up to $100
Deductible Per person per year	$25 per Exam $25 Eyeglass lenses $0 Eyeglass frames $0 Contacts		$10 per Exam $20^* Eyeglass lenses $20^* Eyeglass frames $0 Contacts		$10 per Exam $50^* Eyeglass lenses $50^* Eyeglass frames $0 Contacts
^*This plan features a combined deductible for frames and lenses.
Annual eye exam	Covered in full	Up to $50	Covered in full	Up to $45	Up to $50
Lenses Single vision Bifocal Trifocal Lenticular	Covered in full Covered in full Covered in full Covered in full	Up to $50 Up to $75 Up to $100 Up to $75	Covered in full Covered in full Covered in full Covered in full	Up to $30 Up to $50 Up to $65 Up to $100	Up to $40 Up to $60 Up to $70 Up to $100
Contacts Medically Necessary Elective Fit & follow-up exam	Covered in full Up to $130 $15	Up to $250 Up to $105 Up to $40	Covered in full Up to $150 Member cost up to $60	Up to $210 Up to $105 No benefit	Up to $100 Up to $100
Lens options and coatings, member cost
Standard polycarbonate	$40	No benefit	$31-35	No benefit	No benefit
Tints & dyes (except pink I & II)	$15	No benefit	$34-44	No benefit	No benefit
Scratch resistant	$15	No benefit	$17	No benefit	No benefit
Anti-reflective	$45	No benefit	$41	No benefit	No benefit
Ultraviolet	$15	No benefit	$16	No benefit	No benefit

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Participant Student Zone

For future or current participants who are insured on our plans, you can view all the details about your plan through your Student Zone. You can find this information in your welcome email and insurance ID card. If you cannot find this, please contact us.

Dental and Vision Insurance

Discount Dental Plans

Dental Insurance

Lite

Boost

Complete

Vision Insurance

Select

Choice

Basic

Purchase

Cancellation

Questions

Plan Administrators Please login to our enrollment management system

Participant Student Zone

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